Ethics are the concept of right and wrong.
Morals are personal standards or beliefs.
Lets use stealing as an example. People steal for 2 reasons: as a need or as a want.
If you steal food or medicine to feed your family or for important reasons the consequences may be equal. Sure stealing is wrong (ethics) but the reason you stole was to feed your family (Moral). Many people can argue whether that person should be have minor punishment, regular punishment or not punished at all. There are many examples of ethics and morals. A strong moral is not killing, but would you not kill to protect a loved one or those close to you? Sure “by law” it is illegal and morally wrong but they could’ve killed you or someone and you did technically do it by self defense and stop a criminal. So those two factors can counter each other very strongly.